Terms and Conditions

Effective Date: January 15, 2026

Last Updated: January 15, 2026

These Terms and Conditions govern your use of Indric's consulting services and website. By engaging our services or accessing our website, you agree to be bound by these terms.

1. Definitions

"Company," "We," "Us," "Our" refers to Indric
"Client," "You," "Your" refers to the individual or organization engaging our services
"Services" refers to business consulting services provided by Indric
"Engagement" refers to a specific consulting project governed by a separate engagement letter
"Deliverables" refers to work products specified in engagement agreements
"Website" refers to indricola.info and associated web properties

2. Acceptance of Terms

By accessing our website or engaging our services, you acknowledge that you:

Have read and understood these Terms and Conditions
Are of legal age (18 years or older) and have authority to enter binding agreements
Agree to comply with all applicable laws and regulations
Represent an organization with legal capacity to engage consulting services

3. Services Description

Indric provides business consulting services in three primary domains:

Financial Modeling and Valuation
Regulatory Strategy and Government Relations
Enterprise Architecture Advisory

Each engagement is governed by a separate engagement letter that specifies:

Scope of work and deliverables
Timeline and milestones
Fees and payment terms
Specific terms applicable to that engagement

Services are provided subject to availability and acceptance of engagement terms.

4. Engagement Process

4.1 Initial Consultation

Initial consultations are provided to assess fit between client needs and our service offerings. These consultations do not constitute formal engagement or create advisory relationships.

4.2 Engagement Letters

Formal engagements require execution of an engagement letter that specifies scope, deliverables, timeline, and fees. Work commences only after signed engagement letter and receipt of any required advance payment.

4.3 Client Responsibilities

Clients are responsible for:

Providing timely access to information, personnel, and systems as needed
Reviewing deliverables and providing feedback within specified timeframes
Making decisions regarding implementation of recommendations
Ensuring accuracy and completeness of information provided

5. Fees and Payment

5.1 Pricing Structure

Services are provided on a fixed-fee project basis as specified in engagement letters. Published pricing represents standard engagement scope; adjustments may apply for increased complexity or expanded requirements.

5.2 Payment Terms

Unless otherwise specified in engagement letter:

50% of engagement fee due upon execution of engagement letter
Remaining 50% due upon delivery of final deliverables
Payment accepted in Hong Kong Dollars (HKD)
Late payments subject to interest at 1.5% per month

5.3 Expenses

Significant expenses (travel, specialized tools, third-party services) are identified in engagement letters and billed at cost with appropriate documentation.

6. Intellectual Property

6.1 Deliverables

Upon full payment, client receives license to use deliverables for internal business purposes. This includes financial models, strategy documents, architecture blueprints, and other work products created specifically for the engagement.

6.2 Methodologies and Tools

We retain all rights to our methodologies, frameworks, templates, and general knowledge. Client license does not extend to underlying methodological approaches or reusable components.

6.3 Restrictions

Client may not:

Resell, license, or distribute deliverables to third parties
Use deliverables for purposes beyond internal business operations
Remove copyright or proprietary notices from deliverables
Reverse engineer methodological approaches for external application

7. Confidentiality

Both parties agree to maintain confidentiality of information disclosed during engagement:

Client information remains confidential and is not disclosed to third parties except as required for engagement delivery or by law
Indric methodologies and approaches remain proprietary
Confidentiality obligations survive engagement termination indefinitely
Information already public or independently developed is not considered confidential

8. Disclaimers

Our services are provided on an "as is" basis. We disclaim warranties including:

Results: We cannot guarantee specific business outcomes or results from implementation of recommendations
Accuracy: While we use appropriate professional care, we do not warrant absolute accuracy of all analyses
Completeness: Deliverables reflect information available during engagement period; market conditions and circumstances may change
Legal Advice: Our services do not constitute legal, accounting, or tax advice; consult appropriate professionals for such guidance

9. Limitation of Liability

To the maximum extent permitted by Hong Kong law:

Our total liability for any engagement is limited to fees paid for that specific engagement
We are not liable for indirect, consequential, special, or punitive damages
We are not liable for losses resulting from client's implementation decisions
Claims must be brought within one year of engagement completion

This limitation does not apply to liability that cannot be excluded under Hong Kong law, including liability for fraud or willful misconduct.

10. Termination

10.1 By Either Party

Either party may terminate an engagement with 14 days written notice. Upon termination:

Client pays for work completed through termination date
We deliver work-in-progress deliverables in current state
Confidentiality obligations remain in effect

10.2 For Cause

Either party may terminate immediately for material breach that remains uncured after 7 days written notice.

11. Dispute Resolution

11.1 Governing Law

These Terms are governed by the laws of Hong Kong Special Administrative Region.

11.2 Informal Resolution

Parties agree to attempt good-faith informal resolution of disputes before pursuing formal proceedings.

11.3 Jurisdiction

Any legal action arising from these Terms shall be brought in courts of Hong Kong.

12. General Provisions

12.1 Entire Agreement

These Terms, together with applicable engagement letters, constitute the entire agreement between parties.

12.2 Severability

If any provision is found unenforceable, remaining provisions remain in full effect.

12.3 Waiver

Failure to enforce any provision does not constitute waiver of future enforcement.

12.4 Assignment

Neither party may assign rights or obligations without written consent, except we may assign to affiliated entities or in connection with business transfers.

12.5 Notices

Formal notices must be in writing and delivered to addresses specified in engagement letters or to [email protected].

13. Website Terms

13.1 Acceptable Use

You may use our website for legitimate business purposes. Prohibited uses include:

Unauthorized access attempts or security testing
Transmitting malicious code or harmful content
Harvesting or scraping data without permission
Impersonating Indric or misrepresenting affiliation

13.2 Website Content

Content on our website is provided for informational purposes. While we strive for accuracy, we make no representations regarding completeness or currency of information.

13.3 Third-Party Links

Our website may contain links to third-party sites. We are not responsible for content or practices of external sites.

14. Changes to Terms

We may update these Terms periodically. Changes become effective upon posting to our website. Continued use of services after changes constitutes acceptance of updated Terms. Material changes will be communicated to active clients via email.

15. Contact Information

For questions regarding these Terms and Conditions:

Indric

Legal Department

19/F, Citicorp Centre, 18 Whitfield Road, Tin Hau, Hong Kong

Email: [email protected]

Telephone: +852 2867 4321